Micro Loans

Basic requirements

Age:
21 years and older  

ID:
Valid south African ID or passport 

Proof of income:
Latest payslip, bank statement (last 3 months) 

Proof of residence
Utility bill or letter from landlord 

Credit Check/Affordability 
We may conduct a basic credit check to assess 

repayment history.

Loan Limits

Minimum amount – R500 

Maximum amount – R5000 

Interest rate from 20% based on repayment term.  

Repayment term 1-3 months 

Conditions

Repeat loans are available after a full repayment of the first loan  

Overdue payments may result in additional fees or affect the ability to borrow again 

Why Choose Us?

Fast 

Confidential 

No hidden fees 

Repayment Support: Reminders and timely payment benefits

Need a Boost?

Apply now for a fast and flexible microloan—tailored to your needs.

Connect with us

Give us a call or drop by anytime, we endeavour to answer all enquiries within 24 hours on business days. We will be happy to answer your questions.

Head Office

Call Head Office
+27 69 967 3585

Email Us
info@familyheartfs.co.za

Family heart is an Authorised Financial Services Provider (FSP54738) ,
administered by Anayasure Underwriting Managers FSP No. 52695, Registered Credit Provider (NCRCP2138)